Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
CASH OFFERS OR CONSTRUCTION/REHAB LOAN ONLY; FHA 203k / Conventional 203k. This charming single family home is tucked away in the back offering lots of privacy and has 2 bed rooms, 1 bathroom + flex space . The home has been fully renovated, waiting for new owners! Newly installed A/C, 2011 metal roof, new kitchen, new appliances, new water heater, new bathroom, new flooring, new impact windows, the carport was rebuilt, fresh paint inside and out, new fixtures. Electrical panel replaced in 2015. No HOA and lots of space for toys. Shed behind the carport offers additional storage space. 5 minutes to everything; boat ramp, manatee pocket, and shopping.
— Facts & features
Interior
- No Interior Features
Exterior
- East Of Us1
Appliances
- Dishwasher
- Microwave
- Electric Range
Cooling & heating
- Central Air
- Central
Flooring
- Tile
Parking
- 2 Or More Spaces
- Rv/Boat Parking
View
- Garden
Pets
- Yes
Construction & roof
- CBS Construction
- Metal
- Metal Roof
— Assigned schools
Elementary
Sea Wind
Middle
Murray
High
South Fork
School assignments should be independently verified.
— Location
5926 SE INEZ Avenue, Stuart
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $59,900
%
$239,600 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,052
Per month, all-in
Monthly breakdown
- Principal & interest$1,59378%
- Property taxes$21510%
- Insurance$24412%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $73,948
- Income to qualify
- $88,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $19/mo and $6,933 over the life of this loan.
Over the life of the loan
- Total paid
- $573,574
- Total interest
- $333,974
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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