Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome to Floral Lakes, a beautifully maintained active adult community in Delray Beach! This bright and spacious lakefront villa offers an open floor plan, generously sized bedrooms, and abundant natural light throughout. Enjoy tranquil long lake views from the screened patio — the perfect place for morning coffee or evening relaxation. The kitchen features ample cabinet space and flows seamlessly into the living and dining areas, ideal for entertaining. Located in sought-after Floral Lakes with resort-style amenities including clubhouse, pool, fitness center, tennis, pickleball, and an active social calendar. Conveniently close to shopping, dining, medical facilities, and just minutes from downtown Delray Beach and the beach. Move-in ready Florida living at its best.
— Facts & features
Interior
- French Doors
- Split Bedroom
- Vaulted Ceiling(s)
- Volume Ceilings
- Walk-In Closet(s)
- Utility Room/Laundry
Exterior
- Barbeque
Appliances
- Electric Water Heater
- Dishwasher
- Disposal
- Dryer
- Ice Maker
- Microwave
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
- Electric
Flooring
- Carpet
- Ceramic Floor
- Tile
- Wood
Parking
- 1 Space
- Driveway
- Open
- Parking Garage
View
- Lake
- Water
- Lake View
Community amenities
- Billiard Room
- Clubhouse
- Clubhouse-Clubroom
- Community Room
- Community Pool
- Exercise Room
- Guard At Gate
- Management On Site
- Pool
- Pool Table
Security
- Smoke Alarm
- Smoke Detector(s)
- Fire Alarm
- Smoke Detector
- Gated with Guard
- TV Camera
- TV Monitor
Laundry
- Laundry Room
- Utility Room/Laundry
Maintenance includes
- Cable Tv
- Maintenance Incl Common Area
- Manager
- Parking
- Security
Pets
- Yes
Construction & roof
- CBS Construction
- Barrel
- Tile
- Barrel Roof
- Tile Roof
— Location
6083 Caladium Road, Delray Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $70,000
%
$280,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,639
Per month, all-in
Monthly breakdown
- Principal & interest$1,86271%
- Property taxes$2028%
- Insurance$1496%
- HOA$42616%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $84,238
- Income to qualify
- $114,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $23/mo and $8,102 over the life of this loan.
Over the life of the loan
- Total paid
- $670,286
- Total interest
- $390,286
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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