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Vera Vita Real Estate

— About this home

$30,000 Buyer Incentive! Make your home purchase more affordable-apply it towards design upgrades, closing costs, HOA dues paid for 5 years and lender credits. Rare opportunity to own a new, upscale Townhome in 1 of SE Naples’ most desirable gated communities. Refined living & exceptional investment potential. THE DRAKE-D-3 BDs +LOFT,2.5 BAs,2-car garage & thoughtfully designed FP ideal for seasonal residents, full-time living, or high-demand rental opportunities. Expansive, open-concept living on main floor w/elevated ceilings, premium finishes & a chef-inspired kitchen complete w/granite(upgrades available) countertops, SS appliances & oversized island. Upstairs, the private primary bdr retreat w/a spa ba & walk-in closet, while 2 addl bds & versatile LOFT offer flexible living space. Resort-style pool, clubhouse, gym & social lounge. Situated just minutes from downtown Naples, beaches location offers strong long-term value & short-term rental appeal w/low HOA fees at only $400 p/mo.

— Facts & features

Interior

  • First Floor Entry
  • Closet Cabinetry
  • Custom Mirrors
  • Entrance Foyer
  • Pantry
  • Walk-In Closet(s)
  • Den/Library/Office
  • Loft

Exterior

  • Other

Appliances

  • Dishwasher
  • Disposal
  • Electric Water Heater
  • Microwave
  • Electric Range
  • Refrigerator

Cooling & heating

  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet
  • Tile
  • Wood

Parking

  • 2 Or More Spaces
  • Covered
  • No Rv/Boats

View

  • Garden View

Community amenities

  • Clubhouse-Clubroom
  • Community Room
  • Exercise Room
  • Exterior Lighting
  • Pool

Security

  • Smoke Detector
  • Complex Fenced
  • Card Entry
  • Phone Entry

Laundry

  • Washer/Dryer Hook-Up

Maintenance includes

  • Common Area
  • Insurance
  • Internet/WiFi
  • Landscaping/Lawn Maintenance
  • Manager
  • Recreation Facilities
  • Reserve Fund
  • Sewer
  • Trash Removal

Pets

  • Restrictions Or Possible Restrictions

Construction & roof

  • Concrete Block Construction
  • Stucco

— Location

6088 Barbara Circle, Naples

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeCollier
Collier County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $117,198
%
$468,792 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,353
Per month, all-in
72%P&I SHARE
Monthly breakdown
  • Principal & interest$3,11772%
  • Property taxes$3588%
  • Insurance$47711%
  • HOA$4009%

Tax: Collier County effective rate (0.73%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$140,234
Income to qualify
$187,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $37/mo and $13,565 over the life of this loan.

Over the life of the loan
Total paid
$1,122,232
Total interest
$653,440
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.