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About this home

$30,000 Buyer Incentive! Make your home purchase more affordable-apply it towards design upgrades, closing costs, HOA dues paid for 5 years and lender credits. THE ASHTON-Model Type A, This thoughtfully designed residence offers 3 bedrooms, a spacious loft, 2.5 bathrooms, and a 1st-floor primary suite. Step inside to discover high ceilings, refined finishes, and an open-concept layout ideal for both entertaining and relaxing. The gourmet kitchen will feature standard granite countertops (upgrades available), soft-close cabinetry, stainless steel appliances, and a large open island perfect for casual dining. The adjacent living and dining areas flow seamlessly onto a private, covered lanai—perfect for indoor-outdoor Florida living. The first-floor primary suite is a true retreat, complete with a spa-inspired ensuite bathroom, walk-in shower, dual vanities, and expansive walk-in closet.

Facts & features

Interior

  • First Floor Entry
  • Closet Cabinetry
  • Custom Mirrors
  • Entrance Foyer
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Den/Library/Office
  • Loft

Exterior

  • Other

Appliances

  • Dishwasher
  • Disposal
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator

Cooling & heating

  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet
  • Tile
  • Wood

Parking

  • 2 Or More Spaces
  • No Rv/Boats

View

  • Garden View

Community amenities

  • Clubhouse-Clubroom
  • Community Room
  • Exercise Room
  • Exterior Lighting
  • Pool

Security

  • Owned Burglar Alarm
  • Smoke Detector
  • Complex Fenced
  • Card Entry
  • Phone Entry

Laundry

  • Washer/Dryer Hook-Up

Maintenance includes

  • Cable Tv
  • Common Area
  • Insurance
  • Internet/WiFi
  • Landscaping/Lawn Maintenance
  • Manager
  • Recreation Facilities
  • Reserve Fund
  • Sewer
  • Trash Removal

Pets

  • Restrictions Or Possible Restrictions

Construction & roof

  • Concrete Block Construction
  • Stucco

Location

6093 Barbara Circle, Naples

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeCollier
Collier County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $119,598
%
$478,392 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$4,434
Per month, all-in
72%P&I SHARE
Monthly breakdown
  • Principal & interest$3,18172%
  • Property taxes$3668%
  • Insurance$48711%
  • HOA$4009%

Tax: Collier County effective rate (0.73%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$142,998
Income to qualify
$191,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $38/mo and $13,843 over the life of this loan.

Over the life of the loan
Total paid
$1,145,213
Total interest
$666,821
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.