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Vera Vita Real Estate

— About this home

Ready for homeownership? This beautifully maintained home is now available and offers the perfect combination of comfort and convenience. Ideally located near the Miami-Dade and Broward County line, you'll enjoy quick access to major highways including the Florida Turnpike, I-95, and the Palmetto Expressway. Both Miami International Airport and Fort Lauderdale-Hollywood International Airport are just a short drive away. Shopping, grocery stores, restaurants, parks, and everyday conveniences are all within minutes. Inside, you'll find a move-in-ready home featuring brand-new appliances, including a washer and dryer. The spacious backyard sits on a large lot filled with mature fruit trees, creating a peaceful retreat that feels far removed from the hustle and bustle of the city. Best of all, there is NO HOA, giving you the freedom and flexibility to truly enjoy your property. Don't miss this wonderful opportunity to own a well-cared-for home in a highly convenient location.

— Facts & features

Interior

  • First Floor Entry
  • Storage

Exterior

  • Fruit Trees

Appliances

  • Dryer
  • Electric Range
  • Microwave
  • Refrigerator
  • Washer

Cooling & heating

  • Electric
  • Wall/Window Unit(s)
  • None
  • Window/Wall

Flooring

  • Ceramic Floor

Parking

  • Other

View

  • Garden

Construction & roof

  • Concrete Block Construction
  • Shingle

— Assigned schools

Elementary

Perry; Annabel

Middle

New Renaissance

High

Miramar High

School assignments should be independently verified.

— Location

6109 SW 40th Ct, Miramar

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $81,980
%
$327,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,019
Per month, all-in
72%P&I SHARE
Monthly breakdown
  • Principal & interest$2,18172%
  • Property taxes$50517%
  • Insurance$33411%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$100,040
Income to qualify
$130,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $27/mo and $9,489 over the life of this loan.

Over the life of the loan
Total paid
$785,001
Total interest
$457,081
Paid off
2056
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.