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About this home

Wide-water living takes center stage in this second-floor corner residence at Edgewater Condominiums on the St. Lucie River. Offering about 1,561 square feet, 2 bedrooms, 2 baths, the home features panoramic river views, an expansive covered balcony, stone flooring, crown molding and abundant natural light. The kitchen includes wood cabinetry, dark countertops, stainless steel appliances and breakfast-bar seating. The waterfront primary suite offers balcony access and excellent storage. Additional highlights include in-unit laundry, a heated pool, clubhouse, barbecue area, elevator access, riverfront grounds, sandy shoreline and a community marina. Potential dockage for vessels up to approximately 48 feet may be available, subject to availability and association approval. One of this residence's greatest advantages is its exceptional proximity to Historic Downtown Stuart. From Edgewater Condominiums, it is just a short walk to the heart of downtown, allowing you to leave the car at home and enjoy waterfront restaurants, sidewalk cafés, locally owned boutiques, specialty shops, art galleries and the charm of Stuart's historic streets. Spend the afternoon strolling along the Riverwalk, catch a live performance at the historic Lyric Theatre, enjoy live music at the Riverwalk Stage or take part in the festivals, art shows, farmers markets and community events held throughout the year. Whether meeting friends for dinner, grabbing coffee, browsing the shops or enjoying an evening along the St. Lucie River, downtown Stuart's dining, culture and entertainment are practically at your doorstep.

Facts & features

Interior

  • Cooking Island
  • Split Bedroom
  • Walk-In Closet(s)
  • Storage

Exterior

  • Exterior Cat Walk
  • Barbeque
  • Exterior Lights
  • None
  • Open Balcony

Appliances

  • Electric Water Heater
  • Dishwasher
  • Disposal
  • Dryer
  • Ice Maker
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Individual A/C
  • Central Air
  • Paddle Fans
  • Central

Flooring

  • Tile
  • Vinyl
  • Wood

Parking

  • 1 Space
  • Assigned
  • Guest
  • Parking Garage
  • No Rv/Boats

Waterfront

  • River

View

  • Intracoastal View
  • River
  • Water
  • River View

Community amenities

  • Bike Storage
  • Billiard Room
  • Boat Dock
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Elevator(s)
  • Storage
  • Maintained Community
  • Marina

Security

  • TV Camera
  • TV Monitor

Maintenance includes

  • Cable Tv
  • Elevator
  • Maintenance Incl Common Area
  • Insurance
  • Reserve Fund
  • Sewer

Pets

  • Yes

Construction & roof

  • Concrete Block Construction
  • Piling Construction
  • Stucco

Assigned schools

Middle

Stuart

High

Jensen Beach

School assignments should be independently verified.

Location

624 SW St Lucie Crescent, Stuart

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $149,500
%
$598,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$6,307
Per month, all-in
63%P&I SHARE
Monthly breakdown
  • Principal & interest$3,97763%
  • Property taxes$79213%
  • Insurance$60910%
  • HOA$93015%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$178,966
Income to qualify
$271,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $49/mo and $17,304 over the life of this loan.

Over the life of the loan
Total paid
$1,431,540
Total interest
$833,540
Paid off
2056
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