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About this home

Direct Ocean Views from every room in this turnkey beachside oasis-designed to maximize space with over 11 closets throughout the unit, a new open kitchen has extra storage and is well designed. Direct ocean vies from every room. The floor plan is open and airy, and it gets amazing natural light all day. All the closets are fully built out, the home has been reconfigured to maximize storage, privacy, & everyday ease Primary suite has an en-suite bath w/ soaking tub/shower combo, double vanities, & linen closet. 4 generous closets in the primary, + a floor-to-ceiling custom built-in closet. Step out to your oversized balcony from both the primary and the living room to greet the sunrise. Hurricane-impact windows protect you from sound and weather while preserving stunning ocean views. The building is self managed and very stable, with all certifications in place, along with 10% reserve funds Turnkey luxury, 24-hour doorman security, package service, on-site management, & staff. This unit includes an additional storage cube. Common areas include a renovated lobby, pool, BBQ area, party room, bike storage, and one included parking space. Coming soon, an electric car charger. Walkable paradise: Alison Park across the street, abundant public parking, convenient transit, a pharmacy, grocery, and legendary dining and shopping just steps away. North Beach is thriving, with exciting new public and private openings on the horizon.

Facts & features

Interior

  • Closet Cabinetry
  • Cooking Island

Exterior

  • East Of Us1

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Ice Maker
  • Microwave
  • Water Purifier
  • Refrigerator
  • Self Cleaning Oven
  • Washer

Cooling & heating

  • Electric
  • Electric

Flooring

  • Tile
  • Vinyl

Parking

  • 1 Space
  • No Trucks/Trailers

Waterfront

  • Ocean Front

View

  • Intracoastal View
  • Direct Ocean
  • Water View

Community amenities

  • Clubhouse-Clubroom
  • Laundry
  • Elevator(s)
  • Exercise Room
  • Exterior Lighting
  • Storage
  • Pool
  • Trash Chute

Security

  • Doorman
  • Guard At Site
  • Lobby Secured

Laundry

  • Common Area

Maintenance includes

  • All Amenities
  • Building Exterior
  • Cable Tv
  • Elevator
  • Hot Water
  • Insurance
  • Internet/WiFi
  • Landscaping/Lawn Maintenance
  • Laundry Facilities
  • Manager

Pets

  • Restrictions Or Possible Restrictions

Construction & roof

  • Concrete Block Construction

Assigned schools

Elementary

Biscayne

Middle

Nautilus

High

Miami Beach

School assignments should be independently verified.

Location

6450 Collins Ave, Miami Beach

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $95,000
%
$380,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$4,646
Per month, all-in
54%P&I SHARE
Monthly breakdown
  • Principal & interest$2,52754%
  • Property taxes$3718%
  • Insurance$53812%
  • HOA$1,21026%

Tax: From listing — annual tax of record.

Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.

Cash & qualification
Cash at closing
$117,540
Income to qualify
$200,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $31/mo and $10,995 over the life of this loan.

Over the life of the loan
Total paid
$909,674
Total interest
$529,674
Paid off
2056
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