Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
NEW METAL ROOF 2025!!! 2025 A/C and 2026 Water Heater WOW! This spacious 4-bedroom, 2.5-bath single-family home has so much to offer, including a NEW ROOF and NO HOA! Perfect for buyers who need space for their toys, this property features two side driveways with room for RVs, boats, trailers, or extra parking. Inside, you'll find an open-concept layout with spacious living areas, tile flooring throughout, and a portion of the garage converted into a convenient office/flex space. The fenced backyard is built for entertaining, featuring a large screened-in patio with three ceiling fans, a mini kitchen, a half bath, and plenty of room for a pool table, gatherings, or relaxing with friends. Step outside and enjoy the built-in BBQ area and an oversized yard with plenty of room to add a pool. With no HOA, a new roof, flexible parking, and incredible indoor/outdoor living space, with Ring cameras all around the outside of the home for added security. This home is a must-see!
— Facts & features
Interior
- Volume Ceilings
- Walk-In Closet(s)
- Florida Room
- Storage
- Utility Room/Laundry
Exterior
- Barbeque
- Room For Pool
Appliances
- Electric Water Heater
- Dishwasher
- Dryer
- Ice Maker
- Microwave
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Tile
- Wood
Parking
- 2 Or More Spaces
- Driveway
- Parking Garage
- Rv/Boat Parking
Security
- Smoke Alarm
- Smoke Detector(s)
- Owned Burglar Alarm
- Smoke Detector
- Motion Detector
- Burglar Alarm
- Security Lights
- Security System
- Unit Alarm
Laundry
- Laundry Room
- Utility Room/Laundry
Pets
- Yes
Construction & roof
- CBS Construction
- Stucco
- Metal
- Metal Roof
— Assigned schools
Elementary
Sea Wind
Middle
Murray
High
South Fork
School assignments should be independently verified.
— Location
6481 SE Clairmont Place, Hobe Sound
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $133,980
%
$535,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,710
Per month, all-in
Monthly breakdown
- Principal & interest$3,56476%
- Property taxes$60113%
- Insurance$54612%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $159,732
- Income to qualify
- $202,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $43/mo and $15,507 over the life of this loan.
Over the life of the loan
- Total paid
- $1,282,928
- Total interest
- $747,008
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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