Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome to Huntington Lakes, a vibrant 55+ community in Delray Beach. This penthouse 2BR/2BA condo offers serene lake views and abundant natural light. Features include wood cabinetry, granite countertops, stainless steel appliances, and a stackable washer/dryer. Tile flooring in main living areas and guest bedroom, with laminate in the primary suite. Accordion shutters throughout provide full storm protection. A/C 2018, water heater 2020. Enjoy resort-style amenities including clubhouse, indoor/outdoor pools, fitness center, theater, tennis, pickleball, and courtesy bus service.
— Facts & features
Interior
- Walk-In Closet(s)
- Storage
- Utility Room/Laundry
Exterior
- Exterior Cat Walk
Appliances
- Electric Water Heater
- Dishwasher
- Disposal
- Dryer
- Ice Maker
- Microwave
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Electric
- Central
- Electric
Flooring
- Ceramic Floor
- Tile
Parking
- Assigned
- Driveway
- Guest
- Open
View
- Lake
- Lake View
Community amenities
- Bike/Jog Path
- Billiard Room
- Clubhouse
- Clubhouse-Clubroom
- Community Pool
- Elevator(s)
- Exercise Room
- Guard At Gate
- Management On Site
- Pool
Security
- Gated with Guard
Laundry
- Laundry Room
- Utility Room/Laundry
Maintenance includes
- Cable Tv
- Maintenance Incl Common Area
- Insurance
- Internet/WiFi
- Manager
- Parking
- Security
- Sewer
- Trash Removal
- Water
Pets
- No
- Yes
Construction & roof
- CBS Construction
- Flat Tile
- Flat Roof With Facade Front
— Assigned schools
Elementary
Hagen Road
Middle
Carver; G.W.
High
Spanish River Community
School assignments should be independently verified.
— Location
7006 Huntington Lane, Delray Beach
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $20,000
%
$80,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,978
Per month, all-in
Monthly breakdown
- Principal & interest$53227%
- Property taxes$22111%
- Insurance$432%
- HOA$1,18360%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $29,100
- Income to qualify
- $85,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $6/mo and $2,315 over the life of this loan.
Over the life of the loan
- Total paid
- $191,510
- Total interest
- $111,510
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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