Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
ADU allowed - Additionally unit can be build on this property. Renovated 3-bedroom, 2-bathroom home features a New Roof, Impact windows and doors, and an open-concept layout designed for comfortable living and entertaining. The stylish kitchen opens seamlessly to the living and dining areas, creating the perfect space for gatherings.
— Facts & features
Interior
- First Floor Entry
- No Additional Rooms
Exterior
- Room For Pool
Appliances
- Dryer
- Microwave
- Washer
Cooling & heating
- Central Air
- Central
Flooring
- Tile
Parking
- Driveway
View
- None
Construction & roof
- Frame With Stucco
- Shingle
— Assigned schools
Elementary
Holmes
School assignments should be independently verified.
— Location
811 NW 65th St, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $95,000
%
$380,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,103
Per month, all-in
Monthly breakdown
- Principal & interest$2,52781%
- Property taxes$37412%
- Insurance$2027%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $112,301
- Income to qualify
- $133,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $31/mo and $10,995 over the life of this loan.
Over the life of the loan
- Total paid
- $909,674
- Total interest
- $529,674
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
— Similar listings
More in Miami.
The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.