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Vera Vita Real Estate

— About this home

Charming and well-maintained residence offering comfortable Florida living in a desirable community. This inviting unit features a bright, open layout with spacious living and dining areas, well-proportioned bedrooms, and plenty of natural light throughout. The kitchen flows easily into the main living space, making everyday living and entertaining effortless. Enjoy relaxing outdoor space along with convenient access to shopping, dining, golf, beaches, and major roadways. Ideal for a primary residence, seasonal getaway, or investment opportunity.

— Facts & features

Interior

  • First Floor Entry

Appliances

  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Carpet
  • Ceramic Floor

Parking

  • Assigned
  • Guest

View

  • Other
  • Other View
  • Other Water View

Community amenities

  • None

Security

  • No Fire Protection
  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector
  • No Security

Pets

  • Yes

Construction & roof

  • Frame
  • Frame With Stucco

— Assigned schools

Elementary

Hobe Sound

Middle

Murray

High

South Fork

School assignments should be independently verified.

— Location

8163 SE Croft Circle, Hobe Sound

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $45,300
%
$181,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,046
Per month, all-in
59%P&I SHARE
Monthly breakdown
  • Principal & interest$1,20559%
  • Property taxes$20610%
  • Insurance$1859%
  • HOA$45022%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$57,694
Income to qualify
$88,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $15/mo and $5,243 over the life of this loan.

Over the life of the loan
Total paid
$433,771
Total interest
$252,571
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.