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Vera Vita Real Estate

— About this home

Ready for Winter 2026 ONLY $1,000 Deposit to secure your New Home. SAVE THOUSANDS OF DOLLARS IN CLOSING COST using our approved lender. (Sample pictures used). Features vaulted ceilings, open floor plan, spacious walk-in closet, Walk-in shower and Garden Tub; 4 bedrooms, 2 bathrooms & 2-car garage. The outside living space includes a beautiful view from the covered patio. Enjoy the community clubhouse with Sand Volleyball, Tennis & Pickleball Court, Fitness Room, Meeting Room, Indoor & Outdoor Children Play Area, large Heated Pool and more. Waterstone is nestled between 2 parks, quick access to I-95, the beach, dining, golf & Outlet mall. NO FLOOD INSURANCE Required and Builder Warranty Included.

— Facts & features

Interior

  • Pantry
  • Split Bedroom
  • Volume Ceilings

Appliances

  • Dishwasher
  • Disposal
  • Microwave
  • Self Cleaning Oven
  • Wall Oven

Cooling & heating

  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet
  • Ceramic Floor
  • Concrete

Parking

  • 2 Or More Spaces
  • No Boats
  • Parking Garage
  • No Rv/Boats

Community amenities

  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Exercise Room
  • Pool
  • Private Pool
  • Tennis Court(s)

Maintenance includes

  • Maintenance Incl Common Area
  • Legal/Accounting

Pets

  • Yes

Construction & roof

  • Concrete Block Construction
  • Comp Shingle Roof
  • Shingle

— Assigned schools

Middle

Oslo

High

Fort Pierce Central

School assignments should be independently verified.

— Location

8166 Merano Avenue, Fort Pierce

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $75,580
%
$302,320 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,521
Per month, all-in
80%P&I SHARE
Monthly breakdown
  • Principal & interest$2,01080%
  • Property taxes$1928%
  • Insurance$30812%
  • HOA$110%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$91,802
Income to qualify
$109,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $24/mo and $8,748 over the life of this loan.

Over the life of the loan
Total paid
$723,718
Total interest
$421,398
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.