Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Luxury 2 Bed + Den /3 bath at the Miami World Center, the building with the most amenities in the city! Extra high floor to ceiling windows with huge terrace. This building has the best amenities in the area: Basketball Half-Court, Racquetball Court, Relaxation Areas: Conservatory, Relaxation Lounge, Spa/Salon, Movie Theater, Indoor Sports Center (State-of-the-art Fitness Center, Boxing Studio, and Aerobics Area), Entertainment Center, 24 hour food market, etc. Can be rented seasonally! Seller financing available.
— Facts & features
Interior
- Walk-In Closet(s)
Exterior
- Open Balcony
Appliances
- Dishwasher
- Disposal
- Dryer
Cooling & heating
- Central Air
- Central
Flooring
- Ceramic Floor
- Other
Parking
- 1 Space
- Valet
View
- Other View
- Skyline
Community amenities
- Bar
- Basketball Court
- Business Center
- Handball/Basketball
- Pool
Security
- Secured Garage/Parking
- Lobby Secured
- Other
Laundry
- Washer/Dryer Hook-Up
Maintenance includes
- All Amenities
- Building Exterior
- Cable Tv
- Common Area
- Insurance
- Pool Service
- Recreation Facilities
Pets
- Maximum 20 Lbs
Construction & roof
- CBS Construction
— Location
851 NE 1st Ave, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $178,000
%
$712,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$9,630
Per month, all-in
Monthly breakdown
- Principal & interest$4,73549%
- Property taxes$1,54916%
- Insurance$7258%
- HOA$2,62127%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $215,487
- Income to qualify
- $413,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $58/mo and $20,603 over the life of this loan.
Over the life of the loan
- Total paid
- $1,704,443
- Total interest
- $992,443
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.