Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
3/4 + fully enclosed den residence in PARAMOUNT MIAMI WORLDCENTER. Enjoy sunrise views from one side and sunset views from the other. Private elevator access opens directly into the unit. Layout includes an in-law suite with a wet bar and the option for a separate entrance. The home features new luxury vinyl flooring and high-end finishes, including Bosch and Sub-Zero appliances and Italkraft custom closets and fixtures. The unit has 3 terraces totaling approx. 400 sq ft, including additional private terrace off one bedroom. The den has been converted into a fourth bedroom, complete with a custom built-in desk and wine bar. Building has resort-style amenities, including multiple pools, spa, fitness center, squash, golf simulator, movie theater, tennis courts, valet, and guest areas.
— Facts & features
Interior
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Custom Mirrors
- Dome Kitchen
- Elevator
- Entrance Foyer
Exterior
- Open Balcony
- Tennis Court(s)
Appliances
- Dishwasher
- Dryer
- Microwave
- Refrigerator
Cooling & heating
- Central Air
- Central
Flooring
- Vinyl
Parking
- 2 Or More Spaces
- Covered
- Valet
View
- Bay
- Ocean View
Community amenities
- Basketball Court
- Barbecue
- Business Center
- Child Play Area
- Clubhouse-Clubroom
- Elevator(s)
- Exercise Room
- Exterior Lighting
- Handball/Basketball
- Heated Pool
Security
- Doorman
Maintenance includes
- All Amenities
Pets
- Dogs OK
Construction & roof
- Other
— Location
851 NE 1st Ave, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $299,000
%
$1,196,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$12,506
Per month, all-in
Monthly breakdown
- Principal & interest$7,95364%
- Property taxes$1,94616%
- Insurance$1,34011%
- HOA$1,26710%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $353,775
- Income to qualify
- $536,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $96/mo and $34,608 over the life of this loan.
Over the life of the loan
- Total paid
- $2,863,081
- Total interest
- $1,667,081
- Paid off
- 2056
— Preferred lender
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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