Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Spectacular 3 Bed + Den / 4 Bath corner unit at Paramount Miami Worldcenter with private elevator & foyer, 2,204 sq.ft., spacious living room, kitchen with Subzero & Wolf appliances, custom walk-in closets, electric blackout and an oversized balcony with breathtaking NE bay and city views. Live at Paramount Miami Worldcenter, known as the building with the most amenities in the world, including: virtual golf, 5 resort-style pools, basketball & racquetball courts, soccer field, yoga & recording studios, spa, gym, boxing area, BBQ kitchen, kids’ play area, tennis courts, skydeck & observatory with telescopes. Unbeatable location, just steps from Metro Mover, Brightline station, Port of Miami, Kaseya Center, and minutes to Miami Airport, Brickell, Midtown & Miami Beach. Owners may rent their units a min 3 months and maximum of four (4) times per year. No lease can be less than three (3) months. Monthy maintenance $3,888.07 / RENTED UNTIL MAY 19, 2027 at $9,400 monthly.
— Facts & features
Interior
- First Floor Entry
Exterior
- East Of Us1
- Open Balcony
Appliances
- Dishwasher
- Dryer
- Ice Maker
- Microwave
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Parking
- 1 Space
View
- Bay
- Intracoastal View
Community amenities
- Child Play Area
- Elevator(s)
- Exercise Room
- Sauna
- Spa/Hot Tub
Security
- Smoke Detector
- Intercom In Lobby
Maintenance includes
- All Amenities
- Cable Tv
- Common Area
- Manager
- Parking
- Pool Service
- Security
- Sewer
- Trash Removal
- Water
Pets
- Yes
Construction & roof
- CBS Construction
— Location
851 NE 1st Ave, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $316,000
%
$1,264,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$15,992
Per month, all-in
Monthly breakdown
- Principal & interest$8,40553%
- Property taxes$2,28314%
- Insurance$1,4169%
- HOA$3,88824%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $376,698
- Income to qualify
- $686,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $101/mo and $36,576 over the life of this loan.
Over the life of the loan
- Total paid
- $3,025,865
- Total interest
- $1,761,865
- Paid off
- 2056
— Preferred lender
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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