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Vera Vita Real Estate

— About this home

Experience waterfront living at its finest in this fully remodeled residence at Gables Waterway Towers. This 2 bedroom, 2 bathroom home features a seamless open floor plan highlighted by modern finishes and floor-to-ceiling views with impact windows throughout overlooking the sparkling pool and the serene Gables Waterway canal. Residents enjoy a high-touch service experience with a 24/7 concierge, valet, and security. The lifestyle here is unmatched, offering a heated pool, fitness center, game room, and a stylish party/media room for entertaining. The building has updated the hallways and common areas as well. For boating enthusiasts, slips are available for lease or sale. Located in a residential pocket with easy access to the vibrant energy of Coconut Grove, this unit also includes 1 dedicated parking space. The maintenance fee offers ultimate convenience covering water/sewer, trash, pest control, basic cable, and high-speed internet. This is a rare opportunity to enjoy a turnkey, worry-free lifestyle on the water.

— Facts & features

Interior

  • Lobby
  • First Floor Entry
  • Built-in Features
  • Walk-In Closet(s)

Exterior

  • Open Balcony

Appliances

  • Dishwasher
  • Electric Range
  • Microwave
  • Refrigerator

Cooling & heating

  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Tile
  • Wood

Parking

  • 1 Space
  • Assigned
  • Detached
  • Other
  • Valet

Waterfront

  • Canal Front
  • No Fixed Bridges
  • Ocean Access
  • Seawall

View

  • Canal
  • Pool Area View

Community amenities

  • Laundry
  • Community Room
  • Elevator(s)
  • Exercise Room
  • Pool

Security

  • Smoke Detector
  • Doorman
  • Card Entry
  • Lobby Secured

Laundry

  • Common Area

Maintenance includes

  • All Amenities
  • Cable Tv
  • Common Area
  • Landscaping/Lawn Maintenance
  • Laundry Facilities
  • Manager
  • Outside Maintenance
  • Parking
  • Pool Service
  • Roof Repairs

Construction & roof

  • Concrete Block Construction
  • CBS Construction

— Assigned schools

Elementary

Coconut Grove

Middle

Ponce De Leon

High

Coral Gables

School assignments should be independently verified.

— Location

90 Edgewater Dr, Coral Gables

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $165,000
%
$660,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$7,537
Per month, all-in
58%P&I SHARE
Monthly breakdown
  • Principal & interest$4,38958%
  • Property taxes$86411%
  • Insurance$6729%
  • HOA$1,61321%

Tax: Miami-Dade County effective rate (1.26%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$197,570
Income to qualify
$324,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $53/mo and $19,098 over the life of this loan.

Over the life of the loan
Total paid
$1,579,961
Total interest
$919,961
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.