Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Inviting residence offering 1,510 sf of comfortable living situated along the coveted Coral Gables Waterway. This unit features a generous floor plan w/ expansive living & formal dining area, bedrooms have en-suite baths & walk-in closets. Exterior improvements planned to further enhance the property's appeal. According to the association, no special assessments coming, healthy reserves & successfully completed 40 & 50 year certifications. 24-hour concierge, valet, & security service, impressive selection of newly renovated amenities: 2 lobbies, heated waterfront pool, fitness center, media/party room, & game rooms. Boat slips are occasionally available for lease or purchase. Peace of mind & enduring value. Minutes from Coconut Grove & all of the best Miami has to offer!
— Facts & features
Interior
- Closet Cabinetry
- Fire Sprinklers
- Pantry
Exterior
- Other
Appliances
- Dishwasher
Cooling & heating
- Central Air
- Central
Flooring
- Other
Parking
- Other
Waterfront
- Canal Front
View
- Garden View
Community amenities
- Boat Dock
- Business Center
- Laundry
- Community Room
- Elevator(s)
- Exercise Room
- Heated Pool
- Pool
- Trash Chute
Security
- Fire Sprinklers
- Doorman
- Card Entry
- Lobby Secured
Laundry
- Common Area
Maintenance includes
- Air Conditioning Maintenance
- Cable Tv
- Elevator
- Insurance
- Laundry Facilities
- Manager
- Pest Control Interior
- Security
- Trash Removal
Construction & roof
- Concrete Block Construction
- Piling Construction
— Assigned schools
Elementary
Coconut Grove
Middle
Ponce De Leon
High
Coral Gables
School assignments should be independently verified.
— Location
90 Edgewater Dr, Coral Gables
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $140,000
%
$560,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$6,924
Per month, all-in
Monthly breakdown
- Principal & interest$3,72454%
- Property taxes$81812%
- Insurance$5708%
- HOA$1,81226%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $169,074
- Income to qualify
- $297,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $45/mo and $16,205 over the life of this loan.
Over the life of the loan
- Total paid
- $1,340,573
- Total interest
- $780,573
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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