Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome to Pine Island Ridge in the heart of Davie! This spacious 3-bedroom, 2.5-bathroom townhouse offers a great combination of updates, functionality, and South Florida living. The home features a newer kitchen and bathrooms, new roof, 2025 A/C, tankless water heater, dedicated laundry room, ample storage, walk-in closets, two parking spaces, and a private courtyard perfect for outdoor living and entertaining.The primary bedroom is located upstairs along with an additional bedroom and bathroom, while the third bedroom is conveniently located downstairs, providing flexibility for guests, a home office, or multigenerational living. Enjoy the Pine Island Ridge lifestyle with access to the private clubhouse, Clipper's Restaurant, Sunday brunch, and community amenities.
— Facts & features
Interior
- Cooking Island
- Volume Ceilings
- Walk-In Closet(s)
Appliances
- Dishwasher
- Disposal
- Dryer
- Ice Maker
- Microwave
- Electric Range
- Refrigerator
- Self Cleaning Oven
- Wall Oven
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Ceramic Floor
- Tile
- Vinyl
- Wood
Parking
- Assigned
- Common
- Guest
- Limited # Of Vehicle
- No Boats
- Open
- No Rv/Boats
Community amenities
- Barbecue
- Business Center
- Clubhouse
- Clubhouse-Clubroom
- Community Room
- Community Pool
- Exercise Room
- Heated Pool
- Maintained Community
- Pool
Security
- Smoke Alarm
- Smoke Detector(s)
- Smoke Detector
Maintenance includes
- Cable Tv
- Maintenance Incl Common Area
- Insurance
- Internet/WiFi
- Legal/Accounting
- Parking
- Reserve Fund
- Roof Repairs
- Security
- Trash Removal
Pets
- Yes
Construction & roof
- Concrete Block With Brick
- Stucco
- Flat Tile
- Flat Roof With Facade Front
— Assigned schools
Elementary
Fox Trail
Middle
Indian Ridge
High
Western
School assignments should be independently verified.
— Location
9139 SW 23RD Street, Davie
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $85,000
%
$340,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,666
Per month, all-in
Monthly breakdown
- Principal & interest$2,26162%
- Property taxes$66518%
- Insurance$1815%
- HOA$56015%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $102,544
- Income to qualify
- $158,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $27/mo and $9,838 over the life of this loan.
Over the life of the loan
- Total paid
- $813,919
- Total interest
- $473,919
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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