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Vera Vita Real Estate

— About this home

Seminole Cove 55+. Enjoy the Florida lifestyle in this stunning gem 2Bed-2Baths Home. Nestle in a vibrant community. Offers comfort, style and peace of mind with thoughtful upgrades throughout. Featuring an open concept layout. You will enjoy vaulted ceilings with ceiling fans, abundant light, and a spacious formal dining room perfect to start your mornings or entertainment. Furnished & Metal roof for long-lasting durability. New thermo windows for energy efficiency, New flooring-re carpeted bedrooms, kitchen completely redone with soft close cabinets and SS appliances. AC 3 yrs old & Hot water heater 5yrs old, Generator 2 yrs old. includes: extra refrigerator, freezer & air compressor. Tie downs just replaced, irrigation system recently redone..... Beautifully paved all around the home. Public water and sewer. Community offers heated pool, shuffleboard, Clubhouse, along with social events and activities throughout the year. Move in ready, a must see!

— Facts & features

Interior

  • Cooking Island
  • Pantry

Appliances

  • Electric Water Heater
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Parking

  • 2 Or More Spaces
  • Awning
  • Covered
  • Driveway
  • No Boats
  • Paver Block
  • No Rv/Boats

Community amenities

  • Gated
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Maintained Community
  • Pool
  • Private Pool
  • Shuffleboard

Maintenance includes

  • Maintenance Incl Common Area
  • Pool Service

Pets

  • Yes

Construction & roof

  • Metal
  • Metal Roof

— Assigned schools

Middle

Osceola Creek

High

Okeechobee

School assignments should be independently verified.

— Location

1613 SW 35TH Circle, Okeechobee

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $37,400
%
$149,600 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,354
Per month, all-in
73%P&I SHARE
Monthly breakdown
  • Principal & interest$99573%
  • Property taxes$937%
  • Insurance$15211%
  • HOA$1148%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$47,993
Income to qualify
$59,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $12/mo and $4,328 over the life of this loan.

Over the life of the loan
Total paid
$358,124
Total interest
$208,524
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.