Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome to 8060 NW 189th Ave, Okeechobee! This spacious Clayton Homes Dawn model offers 4 bedrooms and 2 bathrooms with a desirable split-bedroom floor plan, providing privacy for the primary suite while keeping the additional bedrooms conveniently situated on the opposite side of the home. The open layout offers comfortable living and dining areas with plenty of room for everyday living and entertaining. Enjoy the peaceful Okeechobee lifestyle with plenty of space to make this property your own. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this home is ready to welcome you!
— Facts & features
Interior
- Split Bedroom
Appliances
- Dishwasher
- Refrigerator
Cooling & heating
- Central Air
- Central
Pets
- Yes
Construction & roof
- Comp Shingle Roof
- Shingle
— Assigned schools
Elementary
Seminole
Middle
Yearling
High
Okeechobee
School assignments should be independently verified.
— Location
8060 NW 189TH Avenue, Okeechobee
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $51,980
%
$207,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,822
Per month, all-in
Monthly breakdown
- Principal & interest$1,38376%
- Property taxes$22712%
- Insurance$21212%
Tax: Martin County effective rate (1.05%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $64,937
- Income to qualify
- $79,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $17/mo and $6,017 over the life of this loan.
Over the life of the loan
- Total paid
- $497,736
- Total interest
- $289,816
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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